AWWW RUSSELL SIMMONS GIVES NEPHEW DIGGY LOVE FOR GIVING THE LADIES NEW CD FOR VALENTINES. TWEETS RUCKUS COMEDY AND OTHER PROMOS, YOU KNOW HOW UNCLE RUSH DO! GET IN HERE AND SEE

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English: Russell Simmons at Emory University

Image via Wikipedia

Russell Simmons

Russell Simmons

@UncleRUSH

Inspire a RUSH Kid, Attend our Rush HeARTS Education Luncheon at the Plaza! Support Rush Kids! http://bit.ly/wYXuPQ

http://GlobalGrind.com

Tweets

very proud of my nephew @Diggy_Simmons for this great accomplishment >> bit.ly/AyZfF6

lockerz.com/s/182249348 Miguel ovalle 2nd winner (in no order) was fantastic came from 4000 artists … m.tmi.me/lHG1K

#TheRuckus tonight on comedy central at 10/9c!!!!!!!!

Winner of last years Bombay Sapphire Artisan Series Celebrate @ Rush Arts Galleries lockerz.com/s/182248189

I don’t ever want to adapt a mentality in which I think there’s nothing left for me to learn from or enjoy out of life.

all the great spiritual teachers taught this same truth: No matter what you’ve done or where you’ve been, every single one of us can change.

Mama Knowles talks Blue Ivy’s looks..>> bit.ly/yC6evp

UNCLE RUSSELL SIMMONS TWEETS APOLOGY TO FOLLOWERS FOR CREDIT CARD GLITCHES

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English: Russell Simmons at Emory University

Image via Wikipedia

Russell Simmons @UncleRUSH

Sorry to Some people experiencing trouble on Rushcard customer service, we are addressing record growth. #Rushcard

Rush Card a Scam or Not?

Posted by CreditCardGuru (http://creditcardforum.com/blog/rush-card-scam-or-not/)

Q: I have bad credit and want a credit card. Is the Russell Simmons Rush Card a scam and ripoff? That’s what I was told.

A:  Launched in 2003, it’s been around almost a decade now. But before we talk about what the critics are saying about the Rush Card, review what it does and doesn’t offer:

What is it exactly?

If you apply for a Rush Card you will get a reloadable prepaid Visa card. This is not a credit card – you can only spend what you’ve loaded on it. This is not a bank account either – though it does offer a few bank-like services.

In a 2011 interview with Forbes, Russell Simmons said this about who the card is for:

“It’s not for the 60 million underserved Americans who cannot get a bank account, it’s for most middle class people. It’s half the price of, probably a Bank of America free bank account to operate.”

Is that really an accurate description of the Rush Card? Take a look at the fees below and decide for yourself. I have included what are probably the most common fees. There are others, like fees for international transactions, but for simplicity sake I will stick to those which are probably the most common.

Rush Card vs. Bank of America: Who’s Cheaper?

 

Rush Card
(pay as you go)
Rush Card (monthly plan) Bank of America (eBanking plan)
Setup Fee A one-time fee of $3.59 to $14.95, depending on which card design is chosen. A one-time fee of $3.59 to $14.95, depending on which card design is chosen. none
Monthly Fee None $9.95 $8.95, but free when you enroll in paperless statements and use Bank of America ATMs to do your banking
Statement Fee None for online statements, $1.00 per month for paper. None for online statements, $1.00 per month for paper. None for online statements, paper provided for no additional charge if you are paying the $8.95 monthly fee
ATM Balance Inquiry Fee $0.50 each $0.50 each None at Bank of America ATMs
ATM Withdrawal Fee $1.95 each None for first 2 per month, then $2.50 each after that None at Bank of America ATMs
Cash Deposit Fee None from Rush Card, but their 3rd party load partners (MoneyGram, Western Union, and MoneyPak) typically charge up to $3.95 to $4.95. None from Rush Card, but their 3rd party load partners (MoneyGram, Western Union, and MoneyPak) typically charge up to $3.95 to $4.95. None at Bank of America ATMs
Direct Deposit Fee (i.e. payroll and govt. benefits) None None None
Paypal Deposit Fee None None None
Money Order/Check Deposit Fee None, but mailing them in will require postage None, but mailing them in will require postage None, when deposited at a Bank of America ATM
Purchase Fee $1.00 per transaction (with a max of $10.00 per month) None if you press “credit” after swiping card. If you select “debit” and enter your PIN, you will be charged $1.00 per transaction. $5 per month for unlimited debit card purchases
Online Bill Pay Enrollment $2.00 $2.00 None
Online Bill Pay Fee $1.00 per bill paid $1.00 per bill paid None
Card Replacement Fee $3.95 $3.95 $5.00
Plan Change Fee $1.99 to change your plan $1.99 to change your plan None

The above were published fees as of Oct. 1st 2011

Despite the fact that Bank of America recently tacked on a $5 monthly surcharge for using the debit card, it still appears to be a much better deal than the Rush Card. I’m not sure how Russell Simmons came up it being “half the price, probably” unless he is making the assumption that account holders will regularly be paying overdraft charges, too.

What’s fact and what’s fiction?

Is there a Rush Card scam going on or is this a product that really will save money? Well in all fairness, if you don’t have a bank account and use paycheck cashing services instead, then the Rush Card might save money (versus chucking over a 2% to 3% fee every time you cash a check).

So technically this card is not a “scam” or “ripoff” but people criticize it because of all the fees. Is it the most expensive prepaid card on the market? No, but there are plenty of better alternatives. For example, the American Express Prepaid Card has almost no fees if you are just looking for a reloadable card to make purchases with.

Your best bet, however, would be to get a low cost or free checking account and use the debit card that comes with it. Even if you have awful credit and have burned bridges with past bank accounts, there may still opportunities out there. Many banks offer “second chance” checking accounts for bad credit. Another option would be to go to a local credit union – many have lower fees than banks and are more willing to accommodate a bad credit history.

RUSSELL SIMMONS TWEETS TO CLEAR UP EDDIE MURPHY RUMOR

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Hip Hop Mogul Russell Simmons took to his Twitter to let his 1.2 million followers know that America’s funniest comedian who ever graced the sets of Saturday Night Live, actor EDDIE MURPHY is still with us.
1h Global Grind Global Grind @GlobalGrindEddie Murphy is NOT DEAD! details >> bit.ly/Ajoqo1
Retweeted by Russell Simmons

Who starts these celebrity death rumors?

Back in 1986  TIMEX SOCIAL CLUB HAD THE SAME QUESTION:

RUSSELL SIMMONS TWEETS YOGA, PEACE, AND SALIVATES OVER SEXY RIHANNA PIC

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Megamogul and hip hop record company pioneer Russel Simmons is always to bound to have something wise, something uplifting and something straight from the mind of a teenage boy in your older uncle’s body, especially when it comes to attractive women.  The notorious serial supermodel dater seems to be smitten with a provocative, half-naked photo taken by superstar pop singer Rihanna.

TWEETS, Feb. 2

UncleRUSH Russell Simmons
wowowowow this Rihanna pic!!! wowowowow >> bit.ly/zjSK87
30 minutes ago

UncleRUSH Russell Simmons
who out of this list is the most desirable girl in the world?? we need your help… bit.ly/zjSK87
55 minutes ago
»

UncleRUSH Russell Simmons
Yoga or union w/God comes when the mind is still from fluctuations.. “Be still and know”. #yoga
2 hours ago

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